Radiant Money

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Your Best Alternative to Traditional Banking 

Receive payments from 180+ countries! convert and send in 58+ currencies!! Save by paying like a local to 22 countries!!!

Affordable International Payment

Why pay more for global money movements?
With Radiant Money, you get the advantage of minimal fees for international payment as well as competitive exchange rates.

Experience significant savings compared to traditional UK banks – a smarter way to do transactions without draining your pocket.

Bank Smarter
with Radiant Money

Simplify your global transactions with our multi-currency account. Operate wallets in numerous selectable currencies, sustaining balances in 58+ currencies. Facilitate effortless transfers, additions, and movement of funds between accounts anytime.

Personal Account

Your Money Your Efforts

Signup with Radiant Money and start making the best use of your earnings. Make and receive local payments from your account.

Use your Radiant Money account as the account for receiving your wages and income.

Features

Debit Card

Enhance your everyday banking with our Business Account debit card.

Money Management

Set up standing order for that important must not missed payments.

Personal Account

Open a personal account at Zero Bank Charges and trade in 58+ currencies.

Security

Don’t share your data if something seems unusual or unexpected. Stop and Challenge

Frequently Asked Questions

How do I find my account details?

 To find your account details, follow these steps:

Step 1: Log in using your User ID and Password.

Step 2: Go to the “Balance” section on your dashboard.

Step 3: Click on “GBP” to select the GBP currency.

Step 4: Click on “Add GBP” at the top right corner.

Step 5: Click on “Manual Transfer” to reveal your account details.

How can I add other currencies to my account?  

To add other currencies to your account, follow these steps:

Step 1: Log in using your User ID and Password.

Step 2: Go to the “Balance” section on your dashboard.

Step 3: Click on “Add a currency.”

Step 4: Select the currency you want to add, for example, EUR.

Step 5: Click on “Add EUR” to reveal your EUR account details.

Can I add multiple currencies to my account?

Yes, you can add multiple currencies to your account. Simply follow the steps mentioned above for each currency you wish to add. After adding a currency, you will have separate account details for each currency, allowing you to transact and manage funds in multiple currencies within your account.

What account details will I receive?  

Answer: Radiant Money customers can have their accounts enabled for SWIFT and local GBP, EUR, and USD account details.

How will I know that funds have been credited to an account?  

Answer: Radiant Money uses push notifications to inform customers when funds have arrived and when they are ready for use.

Will I receive the full amount sent by the payer?  

Answer: For local routes (EUR, GBP, and USD), you will receive the full amount sent by the payer. For SWIFT payments, fees may be deducted if the payment was sent as shared (SHA) or beneficiary (BEN).

What information can I see about the payer?  

Answer: Radiant Money allows customers to see details such as the payer’s name, payment reference, account number, and sort code. The extent of information depends on the payment method used to send funds.

Where can I receive funds from?  

Answer: Radiant Money customers can receive funds from any bank within the countries and territories supported by Radiant Money.

How many currencies can I receive funds in via Radiant Money?  

Answer: Radiant Money supports receipt of funds in 180+ currencies via SWIFT and 3 currencies via local routes.

Will receipts be automated 24/7, or only during specific hours?  

Answer: Radiant Money operates 24/7. However, the operating hours of certain payment schemes may affect when transactions are processed.

How many currencies can I payout in via Radiant Money?  

Answer: Radiant Money supports payouts in 37+ currencies via SWIFT and 17 currencies via local payment routes.

How long does it take for a SWIFT transfer to appear in my Radiant Money account?  

Answer: The time it takes for SWIFT funds to reach Radiant Money is dependent on the bank, currency, and the correspondent banking chain. Once the funds arrive, they are typically credited to the account within seconds.

Am I able to reject funds that are approved by Radiant Money?  

Answer: Yes, Radiant Money allows you to make your own screening assessment on inbound funds. If the funds don’t meet your risk appetite, you can create a return payment back to the payer.

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