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P R I C I N G

Our Features

Discover pricing plans suited to all your business needs. Take control of your financial future with our flexible pricing plans designed to fit your budget and goals

P R I C I N G

Our Features

Discover pricing plans suited to all your business needs. Take control of your financial future with our flexible pricing plans designed to fit your budget and goals

Offers

Sapphire Business Account

£50 per month

Ruby Business Account

£0 per month

Personal Account

£0 per month

Offers

Business Account

£0 per month

Personal Account

£0 per month

UK Business Account

Sapphire Business Account

Ruby Business Account

Personal Account

UK Business Account

UK Personal Account

Sapphire Business Account

Ruby Business Account

Personal Account

UK Personal Account

International Payment In/Out

Sapphire Business Account

Ruby Business Account

Personal Account

International Payment In/Out

Multi-Currency Accounts

Sapphire Business Account

Ruby Business Account

Personal Account

Multi-Currency Accounts

Cash Pay-In

Sapphire Business Account

Ruby Business Account

Personal Account

Cash Pay-In

Foreign Exchange

Sapphire Business Account

Ruby Business Account

Personal Account

Foreign Exchange

Web and Mobile Access

Sapphire Business Account

Ruby Business Account

Personal Account

Web and Mobile Access

Account Opening

Sapphire Business Account  (Free)

Ruby Business Account  (Free)

Personal Account  (Free)

Account Opening

Monthly Account Fee

£50

£0

£0

Free Transfers

(Transfer any amount to other

Radiant Money account

holders free!)

Free Transfers

(Transfer any amount to other Radiant Money account holders free!)

Recurring Payment/Standing order.

(Set up important payments and allow it take care of itself)

Sapphire Business Account

Ruby Business Account

Personal Account

Recurring Payment/

Standing order.

(Set up important payments

and allow it take care of itself)

Account Details:

GBP account details.

(Easily receive local payments with your GBP account details)

Sapphire Business Account

Ruby Business Account

Personal Account

Account Details:

GBP account details.

(Easily receive local payments with your GBP account details)

Swift Account Details

(Easily get paid from 180+ countries with your swift account details)

Sapphire Business Account

Ruby Business Account

Personal Account

Swift Account Details.

(Easily get paid from 180+ countries with your swift

account details)

Outgoing

Fee-Free Local Outgoing Payments in GBP
(A fixed fee of £0.50 applies to every local outgoing transaction outside of the monthly free allowance).

Sapphire Business Account  (20)

Ruby Business Account  (2)

Personal Account  (2)

Outgoing

Fee-Free Local Outgoing Payments in GBP
(A fixed fee of £0.50 applies to every local outgoing transaction outside of the monthly free allowance).

Unlimited

Unlimited

Fee-Free Local Outgoing Payments in EUR and USD
(No fee for local payments to EUR and US).

Sapphire Business Account  (Unlimited)

Ruby Business Account  (Unlimited)

Personal Account  (Unlimited)

 Fee-Free Outgoing Payments in NGN
(No fee for sending NGN to Nigeria).

Sapphire Business Account  (Unlimited)

Ruby Business Account  (Unlimited)

Personal Account  (Unlimited)

Fee-Free Local Outgoing Payments in EUR and USD
(No fee for local payments to EUR and US).

Unlimited

Unlimited

Fee-Free Local Outgoing Payments in AUD/BGN/CAD/CZK/DKK/HKD/HRK/HUF/RON/

IDR/INR/MXN/MYR/NOK/PHP/PLN/SEK/SGD (A fixed fee of £1.90 (depending on the corridor) applies to every local outgoing transaction outside the monthly free allowance).

Sapphire Business Account  (20)

Ruby Business Account  (2)

Personal Account  (2)

Fee-Free Outgoing Payments in NGN
(No fee for sending NGN to Nigeria).

Unlimited

Unlimited

Fee-Free Local Outgoing Payments in AUD/BGN/CAD/CZK/DKK/HKD

HRK/HUF/RON/IDR/INR/MXN/MYR

/NOK/PHP/PLN/SEK/SGD (A fixed fee of £1.90 (depending

on the corridor) applies to every

local outgoing transaction outside

the monthly free allowance).

Fee-Free Swift Outgoing Payment Without Conversion(A fixed fee of £15 (depending on the corridor and the amount) applies to swift sending outside of the free allowance.)

Sapphire Business Account  (1)

Ruby Business Account  (0)

Personal Account  (0)

Fee-Free Swift Outgoing Payment Without Conversion
(A fixed fee of £15 (depending on the corridor and the amount) applies to swift

sending outside of the free allowance.)

Incoming

Fee-Free Local Incoming Payments in GBP(A fixed fee of £0.5 applies to every local incoming transaction outside of the monthly free allowance).

Sapphire Business Account  (20)

Ruby Business Account  (2)

Personal Account  (2)

Incoming

Fee-Free Local Incoming Payments in GBP
(A fixed fee of £0.5 applies to every local incoming transaction outside of the monthly free allowance).

Fee-Free Local Incoming Payments in USD/EUR(A fixed fee of £2 applies to every local incoming transaction outside of the monthly

free allowance).

Sapphire Business Account  (20)

Ruby Business Account  (2)

Personal Account  (2)

Fee-Free Local Incoming Payments in USD/EUR
(A fixed fee of £2 applies to every local incoming transaction outside of the monthly

free allowance).

Swift Incoming payments.


A fixed fee of £10 applies to any receiving amount in swift outside of the monthly free allowance).

Sapphire Business Account  (2)

Ruby Business Account  (0)

Personal Account  (0)

Swift Incoming payments.


A fixed fee of £10 applies to any receiving amount in swift outside of the monthly free allowance).

Conversion at real time exchange rate.(FX fee from 0.22% applies to each conversion outside of the monthly free allowance).

Sapphire Business Account  (£10,000)

Ruby Business Account  (£1,000)

Personal Account  (£500)

Conversion at a competitive exchange rate.
No fee for FX conversions.

                        Unlimited

Unlimited

Convert and Hold 58+ Currencies!


You can convert and hold your currencies for up to 12 months at no bank charge

Sapphire Business Account

Ruby Business Account

Personal Account

Convert and Hold 58+ Currencies!

You can convert and hold your currencies for up to 12 months at no bank charge

Cards

Virtual Card
(Request a card and start using your virtual card immediately)

Sapphire Business Account

Ruby Business Account

Personal Account

Cards

Virtual Card
(Request a card and start using your virtual card immediately)

Physical Card Order(A £10 fee applies to every card order for production and delivery)

Sapphire Business Account

Ruby Business Account

Personal Account

Physical Card Order
(A £10 fee applies to every card order for production and delivery)

Fee-Free POS domestic

(A £0.30 fee applies to every card transaction outside of the monthly free allowance)

Sapphire Business Account  (10)

Ruby Business Account  (0)

Personal Account  (0)

Fee-Free POS domestic

(A £0.30 fee applies to every

card transaction outside of the

monthly free allowance)

0

0

POS-International

(A £1.0 fee applies to every international card transaction.)

ATM Cash withdrawal-domestic

(A £1.99 fee applies to every local card withdrawal)

ATM cash withdrawal-international

(A 1% + £3.25 fee applies to every international card withdrawal)

Our Rates

Explore our mid-market FX rates with conversion fees tailored to meet your financial needs, ensuring transparency and value in every transaction.

Our Rates

Explore our competitive conversion rates, ensuring good rates and value in every transaction.

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